Archive for the ‘Spending wisely saving wisely’ Category
Why Young Professionals Are Generally Broke
When we talk about young professionals, we often come up with visions of wealthy, upwardly mobile individuals with lots of cash. That’s not necessarily true. While it’s true that young professionals are more open to many jobs, they still carry the burden of having absolutely nothing to depend on than their paychecks.
Living from paycheck to [...]
How Super-Savers Do It
Do you ever wonder how Super-Savers do it? How do they end up saving thousands of dollars a year by doing nothing special? If we look at the habits of thrifty people, then we would realize that they’re not doing anything special. They’re just more practical!
For example, have you ever thought cooking at home and [...]
No Debts During the Holidays, Is That Possible?
Of course, it’s possible! All it takes is a little self-control and a bit of financial discipline. The only way to remove debt from the equation is to stop using those credit cards. So if you really want to save money, drop those credit cards this holiday shopping season. Instead, use cold cash. Cold cash [...]
Financial Oversights that Cost You a Fortune
When people talk about money, it’s as if money only included thousands of dollars in savings accounts and mutual funds. For some reason, people forget that even the small expenditures have big effects on a person’s ability to pay off debts and to re-invest money in the future.
Often, this small expenditures accrue over the years. [...]
Spending More Doesn’t Mean You’re a Good Parent
When we trace the source of discontent in many upwardly mobile families, it would be about money. It’s always about the money. Young parents nowadays have a preconception that the more they give to their children, the better parents they are. This isn’t exactly true anymore.
We aren’t living in the thirties or during the Depression. [...]
Don’t Let Your Wedding Destroy Your Finances
We know how important this special day is. However, let’s face it; weddings are notorious for unhinging finances to such an extent that immediately after the wedding, couples face the problem of making ends meet.
Why are weddings so expensive? It’s not really the price of the items; it’s the sheer number of things that you [...]
Be Thrifty When the New Baby Arrives
Some couples think that in order to give their newborn babies the absolute best, they have to buy the most expensive baby things. This includes hypoallergenic diapers, expensive diaper rash creams, expensive milk formulas, Baby Einstein records, etc.
While it’s okay to protect your baby’s skin from the discomfort of rashes, we think it’s absolutely dumbfounding [...]
How You Can Save During Holidays
The holidays are notorious for destroying hard-earned savings and emergency funds. Also, people are more prone in maxing out their credit cards during those few weeks when people are required to be happier and more generous than usual to people they haven’t seen in a while.
Those small expenses on greeting cards, small towels and trinkets [...]
Saving More With Vacations Than Ever Before
Instead of driving to some remote town near a skiing slope on your next vacation, why not do a bit of snooping to find out whether there are some hot deals waiting for willing vacationers like you?
If you plan to hold your vacation at a spot that’s frequented by tourists, then there just might be [...]
The Real Cost of Credit
Back in the eighteenth century, credit was vital for small traders. Credit meant you would be able to make your money grow after a few months, and the small amount you borrowed would be inconsequential to the amount of money you earned, over-all
We cannot say the same thing about revolving credit and other forms of [...]